“I said, if I was richer, I’d still be with ya…I still wish you the best with a “f” yoooou! Apparently, Cee-Lo is not far off the mark. According to an article by Belinda Luscombe in Time magazine, money has a lot to do with whether a couple will make it. It has been common knowledge that money is one of most common things that married people argue about, but there are other effects. Money issues can prevent people from getting married all together. There are also societal pressures and preconceived ideas about who should be bringing in that money. Money can be a minefield. Check out these money saving tips and services in Dallas.
Where Does the Money Go?!
Print out your statements and keep a journal of where your money is going. You may have a basic program on your computer where you can plug in you earnings and receipts, and have a chart generated that details your spending habits. If you are comfortable with banking online, your bank may offer an application that could track your spending. You could also go to mint.com where they offer a free online money-management program.
Within Your Means
After seeing where your money is going, you should be able to cut back. Things are tight for everyone, but chances are there are still some areas you could trim. Drinking and smoking are expensive habits…quit. Go to the Dallas Public Library and get a card. You can check out books, audio books, movies, and other items there. You can also get online. Cut off the cable or satellite until things loosen up again. Make your own lunch and coffee. You will be surprised to see how little things like this can add up.
Your Financial Future (Together)
Want to get that new big, flat-screen TV? Want to take that vacation? Chances are you can. Get on the same page financially. Go over the statements together and stick to you plans. Communicate often about purchases, but give each other room as well. Rewarding yourselves for sticking to the budget will help you stay on it. Celebrate your achievement by checking out a movie at AMC Northpark 15, having some pizza at Picasso’s, or eating tasty burgers at Twisted Root or Angry Dog. You don’t want to over do it and blow the budget.
At the end of the day, money will come and go (and come back again). If you can make it through the temporary lean times, a stronger marriage is usually on the other side. There is usually a solution for even the most serious financial problems. Seek the financial adviser, education or skills that are necessary, and stay positive, and the problems are sure to be short-lived.